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Under Title III of the Consumer Credit Protection Act, what is prohibited?

  1. Employer termination based on performance reviews

  2. Employer termination for garnished wages

  3. Employer withholding of training opportunities

  4. Employer discrimination based on religion

The correct answer is: Employer termination for garnished wages

Under Title III of the Consumer Credit Protection Act, one of the key provisions is the protection of individuals from being terminated by their employers solely because their wages have been garnished. This legislation aims to ensure that employees are not unfairly penalized or dismissed as a result of legal actions against their earnings, which can often arise from debts. The focus is on safeguarding workers' rights and maintaining job stability, even in cases where their financial obligations may lead to wage garnishment. The rationale for this protection is rooted in the recognition that financial difficulties can affect anyone, and losing a job due to garnishment would add to their challenges, potentially exacerbating their financial situation. Therefore, the act prohibits such discrimination, promoting fair treatment in the workplace regardless of an employee's financial circumstances. The other choices presented do not fall under the specific protections provided by Title III of the Consumer Credit Protection Act. While issues like performance reviews, withholding of training opportunities, and discrimination based on religion may involve workplace rights and fairness, they are not directly addressed by this specific title of the Consumer Credit Protection Act.